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PFS Balance Sheet

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Cash and due from banks 122.67M
Short-term investments 1.35M
Total cash and cash equivalents 124.02M
Securities available for sale, at fair value 1.31B
Investment securities held to maturity (fair value of $359,547 at June 30, 2011 (unaudited) and $351,680 at December 31, 2010) 351.39M
Federal Home Loan Bank of New York ("FHLB-NY") stock 38.83M
Loans 4.57B
Less allowance for loan losses 73.66M
Net loans 4.49B
Foreclosed assets, net 6.89M
Banking premises and equipment held for sale 9.94M
Banking premises and equipment, net 65.36M
Accrued interest receivable 23.06M
Intangible assets 361.52M
Bank-owned life insurance ("BOLI") 140.77M
Other assets 75.86M
Total assets 7B
Demand deposits 3.01B
Savings deposits 883.32M
Certificates of deposit of $100,000 or more 399.99M
Other time deposits 778.84M
Total deposits 5.07B
Mortgage escrow deposits 20.35M
Borrowed funds 912.57M
Other liabilities 40.76M
Total liabilities 6.05B
Preferred stock, $0.01 par value, 50,000,000 shares authorized, none issued 0
Common stock, $0.01 par value, 200,000,000 shares authorized, 83,209,293 shares issued and 60,034,454 shares outstanding at June 30, 2011 and 59,921,065 outstanding at December 31, 2010 832K
Additional paid-in capital 1.02B
Retained earnings 353.79M
Accumulated other comprehensive income 17.98M
Treasury stock -386.16M
Unallocated common stock held by the Employee Stock Ownership Plan ("ESOP") -56.51M
Common stock acquired by the Directors' Deferred Fee Plan ("DDFP") -7.41M
Deferred compensation - DDFP 7.41M
Total stockholders' equity 949.4M
Total liabilities and stockholders' equity 7B